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Attorneys 11-08
CHARLES JANKOVSKY
134 Round Hill Road
Fairfield, CT 06430
phone (203) 254-0389
fax (203) 255-8855
Email Address: csj134@aol.com RICHARD CLOMIRO
1305 Post Road Suite 202
Fairfield, CT 06824
phone (203) 255-5100
fax (203) 255-8121
Email Address: clomiro@ntplx.net ROBERT G. WALKER
830 Post Road East
Westport, CT 06880
phone (203) 221-1031
fax (203) 226-6445
Email Address: robert.walker01@snet.net
Buying Land and New Construction >From the Ground Up Buying land is different from buying a home, because you must resolve issues relative to land use restrictions, utilities, access and easements before building. When you locate land that seems right for your house, visit the local planning department before making an offer.
Ask whether city sewer, water and electricity are available. If not, you will need to calculate the expenses of installing a well and testing the soil for a septic system.
The land will be zoned for residential, business, or agricultural purposes. Does the zoning permit you to build the house you want? Are there easements on the lot that will limit where you can build or how you can access the property? Ask about the long-range plans for use of the surrounding land. The land will be more attractive if the city intends to build a park or new school nearby. But if a six-lane highway or a waste treatment facility are in the city's future plans, you may decide to look elsewhere for a place to build your dream home.
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| Q |
What is a Balloon Mortgage?
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| A |
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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